Singapore Employee Cost Calculator (2026)
A citizen or PR employee in Singapore costs the salary plus employer CPF of 17% on wages up to $8,000 a month (lower rates above age 55), the 0.25% Skills Development Levy, and hiring and equipment. Foreign S Pass staff carry a $650 monthly levy instead of CPF. A $5,000-a-month local executive costs about S$76,900 a year.
· Calculated with AiStaffo
Employer costs in Singapore
| CPF (citizens and PRs) | Employer 17% for age 55 and below, 16% above 55 to 60, 12.5% above 60 to 65, 9% above 65 to 70, 7.5% above 70; ordinary wages up to $8,000 a month from 1 January 2026 |
|---|---|
| Skills Development Levy | 0.25% of the first $4,500 of monthly pay ($2 to $11.25 a month), for all staff |
| S Pass levy | $650 a month per S Pass holder since 1 September 2025; Employment Pass holders have no levy |
| Medical insurance | Required for S Pass and Work Permit holders; default $400 a year (editable) |
| Paid leave | 7 to 14 days a year by service (14 used here) plus 11 public holidays |
Worked example
A citizen executive on $5,000 a month ($60,000 a year): CPF $10,200, SDL $135, medical insurance $400, laptop and software about $2,200, hiring spread over 3 years $4,000. Total about S$76,900 a year, 1.28 times the salary. The same role filled by an S Pass holder on $4,000 a month costs about S$61,800 with the $7,800 yearly levy.
What counts in the true cost of an employee
Salary is only the start. The calculator adds what the law makes the employer pay (social security, pension, unemployment insurance, end-of-service build-up), what the job needs (health insurance, visas, a laptop and software), and what staff turnover costs (advertising, interviews, training and lost output each time someone leaves, spread over the years an employee usually stays). Dividing by the days actually worked gives the cost of one productive hour.
The automation saving, explained
Most office roles are partly routine: typing data in, chasing replies, matching payments, compiling reports. The calculator takes the share of the role you set as routine and compares what that part costs with an AI worker doing it: a one-time build and a monthly fee (AiStaffo's starting price, editable under "Assumptions"). The person keeps the judgement work; the routine part stops costing a salary. Book a free automation audit and we will measure the routine share of your own roles.
Please note: rates are as checked on 21 October 2026 from official and reputable sources; amounts marked as defaults are typical estimates you can change. The automation figures are illustrations based on the assumptions shown, not a promise of savings; AiStaffo prices are set in a written quote. This is a planning guide, not tax or legal advice.
Sources
Questions people ask
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