Netherlands Net Salary Calculator 2026 (Bruto Netto)
Dutch net salary is gross pay minus wage tax, which includes national insurance. In 2026 the box 1 rates are 35.75% up to €38,883, 37.56% up to €78,426 and 49.50% above. Two credits lower the tax: the general tax credit (up to €3,115) and the labour tax credit (up to €5,685). Expats may get 30% tax-free.
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· Calculated with AiStaffo
Tax and deduction rules (2026)
| Box 1 rates 2026 (below AOW age) | 35.75% up to €38,883; 37.56% from €38,883 to €78,426; 49.50% above. |
|---|---|
| National insurance | Included in the first two brackets (AOW, Anw and Wlz premiums), so there is no separate line on your payslip. |
| General tax credit (algemene heffingskorting) | €3,115 up to €29,736 taxable income, then 6.398% less per euro above, zero from €78,426. |
| Labour tax credit (arbeidskorting) | Up to €5,685: 8.324% of pay to €11,965; €996 + 31.009% to €25,845; €5,300 + 1.95% to €45,592; then €5,685 − 6.51% of pay above €45,592, zero from €132,920. |
| 30% ruling (expat scheme) 2026 | 30% of salary tax-free, on salary up to €262,000. Taxable salary must stay above €48,013 (€36,497 if under 30 with a master's). Falls to 27% from 2027. |
| Pension | Employee pension contributions to the employer scheme are deducted before tax. The rate depends on your pension fund. |
| Health insurance | Not withheld by the employer: you pay a monthly premium to your insurer. The employer pays the income-related Zvw levy. |
Worked example
Salary €50,000 a year (including holiday allowance), no pension contribution, no 30% ruling.
Tax before credits: 35.75% × €38,883 = €13,900.67, plus 37.56% × €11,117 = €4,175.55, total €18,076.22.
General tax credit: €3,115 − 6.398% × (€50,000 − €29,736) = €1,818. Labour tax credit: €5,685 − 6.51% × (€50,000 − €45,592) = €5,398.
Wage tax = €18,076.22 − €1,818 − €5,398 = €10,860.22. Net salary = €39,139.78 a year, about €3,261.65 a month.
Holiday allowance and 13th month
Most Dutch employers pay an 8% holiday allowance (vakantiegeld) in May or June, and some pay a 13th month. Enter your total yearly gross including these to get the yearly net. Payroll taxes the holiday allowance at a special rate, so a single month can look different, but the year total is the same.
30% ruling changes
From 2026 the 30% applies only to salary up to the WNT norm (€262,000) for everyone, including people who started before 2023. From 1 January 2027 the tax-free part falls to 27%.
For employers
Running payroll by hand (tax tables, contributions, payslips, filings) is routine work that AI workers now handle with almost no staff time. See what an employee really costs you, or book a free automation audit for your payroll.
Please note: figures follow the published 2026 rates as checked on 21 October 2026 for a resident employee in the standard case. It assumes you are below AOW age, live in the Netherlands all year and have no other income. It does not cover holiday allowance timing, bonuses taxed at the special rate, deductions in your tax return (mortgage interest), allowances (toeslagen), or the income-dependent combination credit for parents. This is a guide, not tax advice; your payslip can differ because of tax codes, benefits and timing.
Sources
Questions people ask
How much net is €50,000 gross in the Netherlands?
What are the Dutch tax brackets in 2026?
What tax credits do employees get?
How does the 30% ruling work in 2026?
Is health insurance deducted from my salary?
Why is my monthly payslip different?
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