Malaysia Net Salary Calculator (2026)
Malaysian take-home pay is gross salary minus EPF (11% for Malaysians under 60), SOCSO (about 0.5%) and EIS (0.2%), both on wages up to RM6,000, and monthly tax (PCB). Tax uses the resident scale from 0% to 30% after reliefs: RM9,000 individual, up to RM4,000 EPF and RM350 SOCSO/EIS.
| Yearly | Monthly |
|---|
· Calculated with AiStaffo
Tax and deduction rules (YA2026)
| EPF / KWSP | Employee 11% (Malaysians under 60), employer 13% on wages up to RM5,000 and 12% above. From age 60: employee 0%, employer 4%. Worked from the Third Schedule wage bands, rounded up to the next ringgit. |
|---|---|
| EPF for foreign workers | 2% employee and 2% employer since October 2025 (domestic workers excluded). |
| SOCSO / PERKESO | Employee about 0.5% of wages (RM29.75 a month at the RM6,000 ceiling), employer about 1.75%. Not paid by the employee from age 60. |
| EIS | Employee 0.2% and employer 0.2% of wages up to RM6,000 (RM11.90 a month at most). |
| Income tax (residents) | 0% to RM5,000; 1% to RM20,000; 3% to RM35,000; 6% to RM50,000; 11% to RM70,000; 19% to RM100,000; 25% to RM400,000; 26% to RM600,000; 28% to RM2m; 30% above. |
| Reliefs and rebate | Individual RM9,000; EPF up to RM4,000; SOCSO/EIS up to RM350. RM400 rebate if chargeable income is RM35,000 or less. |
| Non-residents | Flat 30% on employment income, no reliefs. |
Worked example
Aisyah, a Malaysian aged 30, earns RM5,000 a month (RM60,000 a year). Each month she pays EPF RM550 (11%), SOCSO RM24.75 and EIS RM9.90: in the year RM6,600, RM297 and RM118.80.
Chargeable income is RM60,000 − RM9,000 individual − RM4,000 EPF − RM350 SOCSO/EIS = RM46,650. Tax is RM600 + 6% of RM11,650 = RM1,299 a year (about RM108 a month PCB).
Take-home pay: RM51,685.20 a year, about RM4,307.10 a month. Her employer adds RM650 a month EPF (13%).
PCB is an estimate of your yearly tax
Monthly tax deduction (PCB / MTD) is your employer's monthly instalment of your yearly tax. This calculator works out the yearly tax on your salary with the standard reliefs and spreads it over 12 months. If you claim more reliefs in your return (life insurance, medical, lifestyle, children, parents) your final tax will be lower; you can also tell your employer on form TP1 so PCB is reduced during the year.
For employers
Running payroll by hand (tax tables, contributions, payslips, filings) is routine work that AI workers now handle with almost no staff time. See what an employee really costs you, or book a free automation audit for your payroll.
Please note: figures follow the published YA2026 rates as checked on 21 October 2026 for a resident employee in the standard case. Tax is the yearly amount with standard reliefs only, spread over 12 months; official PCB tables can differ by a few ringgit a month. SOCSO and EIS use the RM100 table steps, which match the official tables above RM1,000 a month. Not included: zakat, other reliefs, spouse and child reliefs, bonuses and the Budget 2027 changes proposed for YA2027. This is a guide, not tax advice; your payslip can differ because of tax codes, benefits and timing.
Sources
Questions people ask
How much EPF is deducted from RM5,000 salary?
What is the SOCSO and EIS ceiling in 2026?
How much tax do I pay on RM60,000 a year?
Do foreign workers pay EPF in Malaysia?
Who gets the RM400 tax rebate?
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