Salary & Take-Home Pay Calculators
Take-home pay is gross salary minus income tax and the employee's compulsory contributions: social security, pension, health and unemployment insurance. Every country works these out differently. Pick your country for its 2026 rates, every deduction line by line, and your monthly and yearly net pay.
Choose your country
- AustraliaTake-home pay with 2026-27 ATO rates, Medicare levy, HELP and 12% super.
- BahrainNo income tax: SIO 8% for Bahrainis, 1% unemployment insurance for expats.
- CanadaSalary after federal and provincial tax, CPP and EI for all provinces and territories. 13 provinces and territories.
- FranceFrench brut-to-net salary for 2026, cadre or non-cadre, before and after income tax.
- GermanyGerman gross-to-net pay for 2026 by tax class, state and church tax.
- IndiaCTC to in-hand: PF, ESI, professional tax, new vs old tax regime.
- IrelandIrish salary after PAYE, USC and PRSI for 2026, with tax credits and bands.
- ItalyItalian RAL to net pay for 2026 with INPS, IRPEF, cuneo fiscale and surcharges.
- JapanJapanese salary to tedori for 2026: shakai hoken, income tax and resident tax.
- KenyaPAYE, SHIF 2.75%, NSSF (Feb 2026 rates) and housing levy on your monthly pay.
- KuwaitNo income tax: PIFSS for Kuwaitis (up to 10.5%), nothing for expats.
- MalaysiaEPF 11%, SOCSO, EIS and PCB tax estimate for 2026, for Malaysians and foreign workers.
- NetherlandsDutch bruto-netto salary for 2026 with tax credits and the 30% ruling.
- New ZealandPAYE, ACC levy 1.75%, KiwiSaver 3.5% and student loan for 2026-27.
- NigeriaPAYE under the Nigeria Tax Act 2025: new bands, rent relief, pension 8%, NHF.
- OmanNo income tax: Social Protection Fund 8% for Omanis, nothing for expats.
- PakistanIncome tax on salary with the Finance Act 2026 slabs, plus EOBI, for tax year 2027.
- PhilippinesNet pay after TRAIN withholding tax, SSS, PhilHealth and Pag-IBIG for 2026.
- QatarNo income tax: 7% GRSIA pension for Qataris, nothing deducted for expats.
- Saudi ArabiaNo income tax: GOSI for Saudis (9.75% or 10.75%), nothing for expats.
- SingaporeCPF by age with the $8,000 ceiling, plus YA2027 income tax, for citizens, PRs and foreigners.
- South AfricaPAYE with the 2026/27 SARS brackets and rebates, UIF and retirement deductions.
- SpainSpanish net salary for 2026 after Social Security and IRPF, by region.
- United Arab EmiratesNo income tax: GPSSA pension for Emiratis and the ILOE premium for everyone.
- United KingdomUK salary after income tax, National Insurance, pension and student loan for 2026/27.
- United StatesTake-home pay after federal and state tax, Social Security and Medicare, all 50 states. 51 states.
Gross, net and take-home pay
Gross salary is the amount in your contract before anything is taken off. Net or take-home pay is what reaches your bank account. In between sit income tax (national, and in some countries state, provincial or city tax) and compulsory contributions for pensions, health care and unemployment insurance. Employers often pay further contributions on top of your salary; the calculators show those separately where they matter.
For employers
Payroll is one of the most routine jobs in any business. AI workers can run the calculations, payslips and filings for you. See what an employee really costs, or book a free automation audit.
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