Oman Take-Home Salary Calculator (2026)
Oman does not tax salaries in 2026. Expatriates have nothing deducted from pay. Omani employees pay 8% to the Social Protection Fund: 7.5% for old-age, disability and death insurance and 0.5% for job security, on wages up to OMR 3,000 a month. The employer pays 14.5%.
| Yearly | Monthly |
|---|
· Calculated with AiStaffo
Tax and deduction rules (2026)
| Income tax | None on salaries in 2026. A 5% personal income tax on very high incomes is legislated from 2028. |
|---|---|
| Old-age, disability and death (Omanis) | Employee 7.5%, employer 11% of monthly wage up to OMR 3,000. |
| Job security (Omanis) | Employee 0.5%, employer 0.5%. |
| Employer-only branches | Work injury 1%, maternity leave 1%, sick and other leave 1% (from July 2026). |
| Expatriates | No deduction from salary in 2026. A savings scheme paid by employers (9% of basic) is due by July 2027 to replace end-of-service gratuity. |
| GCC nationals | Covered by their home country's scheme under the GCC extension system. |
Worked example
Salim, an Omani, earns OMR 1,000 a month. The Social Protection Fund takes 7.5% = OMR 75 and job security 0.5% = OMR 5, so OMR 80 a month. His employer pays 14.5% (OMR 145). No income tax.
Take-home pay: OMR 920 a month (OMR 11,040 a year). An expatriate on the same salary keeps the full OMR 1,000.
The Social Protection Law
Since 1 January 2024 the Social Protection Fund has replaced the old Public Authority for Social Insurance and the civil and military pension funds. Omani employees pay 7.5% for old-age, disability and death insurance and 0.5% for job security. Sick-leave insurance (employer only) started in July 2026. Expatriates are covered for maternity leave by their employer, and a savings scheme replacing end-of-service gratuity is due by July 2027.
For employers
Running payroll by hand (tax tables, contributions, payslips, filings) is routine work that AI workers now handle with almost no staff time. See what an employee really costs you, or book a free automation audit for your payroll.
Please note: figures follow the published 2026 rates as checked on 21 October 2026 for a resident employee in the standard case. Not included: GCC nationals (home-country rates), part-month pro-rating by days worked, and the minimum contributory wage. Job security is shown on wages up to OMR 3,000, the same cap as the pension branch. This is a guide, not tax advice; your payslip can differ because of tax codes, benefits and timing.
Sources
Questions people ask
Is there income tax in Oman in 2026?
How much is deducted from an Omani's salary for social protection?
Do expats pay into the Social Protection Fund?
What is the maximum wage for SPF contributions?
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